Welcome to HRI Agency

YOUR TRUSTED CALIFORNIA Property, Casualty, & life insurance Broker

Why Choose an Independent Broker in California?

Choosing HRI means accessing a personalized and comprehensive approach to safeguarding your personal and business assets. Here’s why investing in insurance through us is essential:

  • Full Range of Coverages: Tailored comprehensive solutions, from auto to life insurance.
  • Cost-Effective: Competitive pricing by comparing multiple providers.
  • Responsive Customer Support: Quick and efficient help when you need it.
  • Trusted Expertise: Over a decade of experience guiding Californians with their insurance needs.

Our Solutions

At HRI Agency, we are committed to guiding you closer to your insurance and financial goals through:

A Legacy of Trust

Since 2002, HRI Agency has been a pillar in the insurance industry, embodying integrity and expertise. Highlights include:

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Personalized Client Advocacy

HRI believes your unique needs are at the forefront of our mission. With 40 years of experience providing personalized client advocacy in Southern California, we are dedicated to ensuring that every client receives attentive and tailored insurance advice and solutions.


Serving the same locales we live in, understanding your values.

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Diverse Coverage Options

A wide selection of 25+ leading insurer carriers.

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Inclusive Services
We offer support in Spanish to ensure clear communication. Ofreciendo soporte en español para asegurar una comunicación clara.
The HRI AGENCY Advantage

Choosing HRI means partnering with a dedicated advocate who puts your interests first. Our unique services include:

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One-on-One Consultation

Direct access to expert brokers.

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Comprehensive Search

We find coverage that fits your budget and goals.

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Personal Advocacy

Act on your behalf for claims and billing concerns.

Frequently Asked Questions

Navigating Insurance with Confidence
1. How Does HRI Tailor Policies for Southern California Residents?

Dive into custom coverage strategies that address local regulations, environmental challenges like earthquakes, and unique personal and commercial insurance needs, ensuring your policy is as distinctive as your footprint in California.

2. Why Does It Lead to Better Property & Casualty Outcomes?

Our independent status means we navigate the marketplace with your best interests at heart, leveraging competition among providers to secure favorable terms and premiums, delivering optimal coverage without compromise.

3. How Can HRI’s Prevention Plans Benefit Me?

Unveil the advantages of proactive risk management and how our preventive measures can safeguard your assets against claims, from regular policy reviews to ensuring compliance with the latest state and federal insurance laws.

4. What Makes HRI’s Commercial Solutions Stand Out?

Whether you’re a small business or a growing enterprise, discover how our specialized commercial insurance solutions, from general liability to workers’ compensation, are designed to protect and propel your business forward.

5. How Does HRI Keep Up with Industry Changes and News?

Learn about our commitment to continuous education, staying ahead of industry trends, and how our insights can be your guide into an evolving insurance landscape, from new coverage options to changes in state mandates.

6. How Comprehensive Is HRI Coverage in California?

Explore the breadth and depth of our policies covering natural disasters, auto incidents, and beyond, ensuring that whether it’s a minor mishap or a major event, you’re prepared and protected.

7. How Does HRI Facilitate Financial Security for Families and Businesses?

Learn how HRI aligns property and casualty coverage with your financial goals to protect what matters most. Our personalized strategies extend beyond immediate coverage, fortifying your family’s assets and your business continuity plans against uncertainties. Delve into our client-centric approach that integrates risk assessment with P&C solutions to safeguard your estate and commercial interests against potential liabilities and losses in California’s dynamic landscape.

Trusted Insurance Solutions

Protect Your Future