Safeguard Your Journeys on
Road and Water

At HRI Agency, we understand that your vehicles are more than just transportation; they’re a crucial part of your daily adventures and business operations. Whether you’re cruising the streets of California or navigating its expansive waters, our comprehensive California auto insurance and boat insurance policies provide the protection you need to move forward with confidence.

Auto Insurance that Drives with You

No matter where the road takes you, our auto insurance policies are designed to provide peace of mind for every turn ahead. We offer a variety of coverages that can be tailored to suit your specific needs:

Liability Coverage

Essential for protecting yourself against financial loss if you’re responsible for an accident that injures another person or damages their property.

Collision Coverage

Takes care of repair costs for your vehicle in the event of an accident, regardless of who is at fault.

Comprehensive Coverage

Offers protection against theft, vandalism, and other damages not caused by a collision.

Boat Insurance that
Keeps You Afloat

Your maritime adventures should be worry-free. Our boat insurance packages are crafted to ensure that you stay protected whether you’re at sea or docked. Coverage options include:

Hull Insurance

Covers damage to your boat, motor, and trailer.

Liability Insurance

Protects you against the costs associated with damaging another boat or causing injury to others while operating your vessel.

Additional Coverage

Options for personal property, emergency assistance, and towing can be added to ensure complete coverage that meets all of your boating needs.

Why Choose HRI Agency for Your Vehicle Insurance?

Tailored Policies

Customize your insurance to match your lifestyle. Whether you’re a daily commuter, weekend road tripper, or recreational boater, we have the coverage that suits you.

Competitive Pricing

Benefit from affordable rates that reflect the comprehensive nature of our insurance offerings.

Expert Guidance

Our experienced agents understand the nuances of California auto insurance and boat insurance, ensuring that you make informed decisions about your policies.

Frequently Asked Questions

Consider increasing your deductible, bundling multiple policies, and maintaining a clean driving record to help lower your costs.

Ensure everyone is safe, report the accident immediately to authorities, and your insurance carrier directly or contact us for claims support and guidance.

While not always mandatory, boat insurance is highly recommended to protect against potential liabilities and damages.

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Ready to Hit the Road or the Waves?

Don’t let concerns about insurance keep you from enjoying your vehicle. Connect with HRI Agency today to discuss your options and secure a policy that lets you focus on the journey ahead, not the risks.